Saturday, November 25, 2017

How To Grow Your "IPON" Through BITCOINS?

This money should work for you
Do you have an excess money or savings that has been kept in a can, bamboo tube & a bottle of mineral water (as seen in the photo above)? 

I just found out that my sister keeps her excess money or savings inside her cabinet for quite some time. It made her money sleeps overnight without doing nothing. I mean, it is not bad to save this money over a period of time and use time as needed. But, let's be smart today. We are now into the modern world. We need to upgrade our system of IPON or savings into a different level. Which is now can grow up to 10% in just 9-10 days! Mind you it is not a Ponzi scheme. 

You can invest your IPON in Bitcoins which is now growing faster and more valuable than GOLD.

Last week November 23, 2017, I received half of my 13th month pay and invested in Bitcoins. Guess what had happen? 

In less than 3 days money grows 9%. 1,399 in Peso value as of November 26, 2017.  

Bitcoins grows unexpectedly. 


Within just 9 days Bitcoins grows from 406k to 452k. Rate of return +10%

Reminder: This is an INVESTMENT which has a corresponding RISK! You should manage your own risk through research.

Money can work for you nowadays. An online platform is now available today where you can place your money and monitor its daily movement through your smartphone. 

Coins.ph is a financial services platform founded in 2014 by Silicon Valley entrepreneurs Ron Hose & Runar Petursson in Manila Philippines.

As a service running on blockchain technology, Coins.ph uses digital currency as a low cost gateway to banking, extending the reach of financial institutions beyond their existing branch infrastructure to the 300+ million who are unbanked in the Philippines and the rest of Southeast Asia. In May 2017, Coins.ph raised $5 million in series A extension led by Naspers Ventures. Source www.wikipedia.org

To get started click this link https://coins.ph/m/join/6alrvg


Latest news, Bitcoins is expected to rise 1BTC = 10,000 USD this first quarter of January 2018. 
It is not too late to invest your remaining 13th month pay or "IPON"

To learn more. Comment IPON. I'll help you how to start invest your money

Chase and work on your dreams - Juls Antiporta





Nasaan Na Napunta Ang 13th Month Pay Mo?




Isang tanong, Isang sagot. Nasaan na ang 13th month pay mo?

I just learned that last November selected employees of the government received their hard earned bonus. I keep on checking on my friends list who are working on government but no one of them I heard about saving or investing. 

I just learned that their money is already "GONE". Wala na po. Ubos na. 
Ikaw ba naman na kaliwat-kanan ang SALE and PROMOTION ng mga retail outlet ngayon. Sad to say they are lured and spent their money. Now, they are back into their offices and work seat to work on their daily routine. This quote always remind me about work.


Kaya huwag kang mag-worry about sa work mo. Ang dapat mong ika-worry ay ang iyong FUTURE. Prepare for it, kasi kung hindi baka matulad ka sa parents mo na working parin kahit 60 years old na. It is common nowadays na ang parents naten is not yet retired at age 60. Kasi wala sila enough na SAVINGS & INVESTMENT. At hindi sila FINANCIALLY ABUNDANT. 

Financially abundance means you can live your life without working. You can still go to supermarket & shopping malls buy your favorite clothes. Eat on a fine restaurant every week. Watch movies with your family. Travel to places you want to go with your friends. Pay your monthly bills. Living a life without worry and stress free.

Will you dream to retire at a age 40? 

Then, starts building your wealth. Starts SMALL. Work on a daily basis. DREAM BIG! 


To simplify this, how does a child learn to walk? It is on the first steps then, by second steps. Repeating the process, the child can walk after a month of doing the small amounts of efforts because of a dream to be able to walk. BELIEVING and PERSISTENCE is the key to make it happen. 



How to start to INVEST? 

First.        Visualize your GOAL. What is your investment goal?
Second.    PLAN your actions towards your goal!
Third.       Set your OBJECTIVES of your goal.
Fourth.     Take the first step. ACT on it. 
Fifth         ACT again. 
Six           ACT again
Seven       ACT again
Eight        ACT again
Nine         ACT again
Tenth       ACT again.

I can assure you when you do this, you will SUCCEED. Time is your component in achieving your INVESTMENT goal. 

To learn more about investing in STOCK MARKET & BITCOIN. 

Comment Stocks or Bitcoin below. 

Chase and work on your dreams - Juls Antiporta



Monday, November 20, 2017

How To Spend Your 13TH MONTH PAY?


The most awaited time has already come. Tick Tak Tik Tak! Most of the employees now talk about their 13th month & calculating how much they are going to receive. It is very exciting, indeed! 

Perhaps, many among them already have already plan on what to do with their money. On my list are; 

1. Replacing & upgrading to a new high version of smartphone 
2. Purchasing a new set of appliances - as they called in REMEMBRANCE of the 13th-month bonus.
3. Paying out the 1-year old DEBT. Ouch! It really hurts.
4. Others, SPEND it in advance on loans in collateral of their ATM card. 

If you check the list above it is all about SPENDING! Money doesn't grow. It is not bad at all to buy a new phone, pay your outstanding debt, item memory of 13th month or paying-off the advance loan.
In your mind, you did the very best for yourself. Unfortunately, it is not!

Actually, you can do better for your 13th-month pay. You can SAVE for awhile & place in a safe storage. Calm down the excitement that you have at this moment for you to able to decide smartly the purpose of your money. After a while, you can ask a financial expert or research on the internet for an idea where to best place for your money

It is wise enough to place your money to grow over a period of time. There are two ways that I can advise which is nowadays a perfect place INVEST your money. 

First - Philippine Stock Market. 

It sounds complicated! 

Stock market investing is now available online platform. It can be accessed on latest smartphones. In fact, I do my trading (buy & sell) using my phone. This is the edge of the technology now. It is now one touch of our palm. Actually, it is easy to invest in just 1-2-3 I'm done. 30 minutes! Twice a month I'd check my portfolio. That its. 

Second - Through BITCOINS
Yes! It's the new trend for now. If you don't know about this your far behind. You just wasting most of your time checking your Facebook newsfeed. 

Bitcoin is the new cryptocurrency launch 7 years ago which can be used as a buying power to purchase goods & services. It has a value greater than dollars and gold. 

The great news, Bitcoin is now available in the Philippines. It can now be transacted online using smartphones. 

To give you an overview of this check the photo below; 



Period: 2011 to 2017

Smartphone cost $399 to $1149 
Bitcoin valued $1 to $8100
Philippine Stock Market Index 4371 to 8321

As you can see, the cost smartphone increased over the period of time but the values after a year or two declines. It deteriorates. No value at all. It is considered junk after 5 years. 

Whereas, if you spend your money through Bitcoins & Stocks your money grows as shown in the table. The value of Bitcoin in 2011 is just $1 but in 2017 it has a value of $8100. It grows tremendously. 

On the other hand, PSEI grows +47% in less than 5 years. 

The decision is in your own hands now. You only have two options;

1. SPEND to satisfy your WANTS or;
2. SPEND to GROW your money over a period of time. Bonus, you can buy the latest smartphone at of that moment once you INVEST your money. 

To learn more about #Stocks & #Bitcoins. Comment below. 

Chase and work on your dreams

Lius Antiporta


Saturday, November 18, 2017

Saan Ba Aabot Ang 13th Month Pay Mo?




Just this week I went to one of the ATM machine our town. Guess what, I encountered a long queue of people about to withdraw their salary + INCENTIVE or Half/Full of their 13th  month pay.

In relation to this, one of the mall in our town will have a MIDNIGHT SALE this coming Saturday + up to 50% OFF offer by other mall. This is really interesting the owner of the malls knows when people will have their salary or buying power. This is the reason Midnight & 50% OFF is around the corner during this season. 

I'm in deep thoughts were would this money goes? On my list are as follows: 
1. Debt 
2. Gadgets: Latest smartphone
3. Christmas gifts 
4. Fast food chains & Retails stores

The other day around, I met a friend of mine and we talked about 13th month pay & incentives bonus. She stressed out that most of the people who received their 13th month pay their ATM card are on loan especially those working in government agencies. 

This is BAD news! Why? Money is not yet receive but it is already SPENT! It falls to a bad credit. Whatever the purpose of the said money it doesn't sounds good. 

The main reason is wrong BUDGETING. 

Budgeting is the process of creating a plan to spend your money. This spending plan is called a budget. Creating this spending plan allows you to determine in advance whether you will have enough money to do the things you need to do or would like to do according to www.mymoneycoach.car. 
                             Budgeting is simply balancing your expenses with your income. If they don't balance and you spend
                             more than you make, you will have a problem. Many people don't realize that they spend more
                             than they earn and slowly sink deeper into debt every year. source: 
www.mymoneycoach.car. 

It is important to know the basic of Budgeting. Applying  the right formula on our system will impact our on how we manage our money. 

Old formula: SAVE the leftover



The effective formula: SPEND the leftover





The key to achieve this goal is DISCIPLINE! At start, it will be hard. But, if you persist your goal to be financially free do it consistently. Make it a habit. Do it 16 times or more to make a new system a habit and works for you. Then, it will become your system.

It is not too late to change & overhaul your financial system. Think the right mindset & you will achieve your goal!


Chase and work on your dreams

Lius Antiporta